While compensation arrangements may affect the order, position or placement of product information, it doesn’t influence our assessment of those products. Please don’t interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don’t provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. However, as with most credit cards, when you apply Jaja will be running a credit check and a refusal could impact your credit score. One standout benefit is Jaja’s commitment to hassle-free international transactions.
About this app
The process involves scanning your passport or driving license, with instant feedback on acceptance. Adding a dash of surprise, Jaja doesn’t support card registration for Google Pay or Apple Pay — an unexpected drawback for a brand seemingly targeting a younger demographic. As Jaja’s enigma persists, potential users may find themselves questioning the current draw of this unconventional credit card option. Additional notable features include an interest-free period of up to 56 days if you settle your bill promptly each month and an APR (Average Percentage Rate) of 18.9%. Depending on your individual circumstances, you can obtain a credit limit ranging from £250 to £20,000. The Asda Money Credit Card and Asda Money Select Credit Card are priced at 22.9% and 34.9% representative APR respectively with no annual fee.
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When prompted, enter the details of your credit card either by typing them in or scanning your credit card with your android smartphone’s camera. If your application has been referred, you don’t need to do anything else. We’ll contact you within 7 working days with an update on your application. This app not only allows you to oversee and control your card online but also provides real-time notifications for every transaction. Moreover, you can intelligently categorize your expenditures, making budgeting a more streamlined and efficient process. The challenger had previously lost its licence in that March after previous House of Fraser owner China Sanpower Group scrapped plans to fund it.
Boost your credit score and your Cashpot with the new credit builder card from Asda Money, powered by Jaja Finance
With that in mind, we’ve created exclusive content for you, explaining what Jaja is and how its credit card might align with your financial profile. We’ve put together a few guides to save you time and help you get the most out of your credit card. We have a variety of internal learning opportunities to support your development, including company-funded training to support your professional development, and department-specific career pathways to provide growth and advancement opportunities. You’ll start with 25 days a year of annual leave, plus public holidays, with an extra day of holiday added for each completed year of service (up to a maximum of 30 days). Find out what monthly payments would be on a loan and the total cost over its lifetime, where interest is charged monthly. The Halifax Clarity Credit Card is an old favourite for holidaymakers with no overseas fees It has no charges for spending abroad and low interest when withdrawing cash anywhere in the world.
- Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.
- It also now offers a separate credit card designed for those with a limited credit history.
- Once applications are open, Jaja says the online application process should only take a few minutes – you’ll only need to scan your passport or driving licence, and it will let you know instantly whether you’ve been accepted.
- We may also receive compensation if you click on certain links posted on our site.
- You’ll start with 25 days a year of annual leave, plus public holidays, with an extra day of holiday added for each completed year of service (up to a maximum of 30 days).
- Adding a dash of surprise, Jaja doesn’t support card registration for Google Pay or Apple Pay — an unexpected drawback for a brand seemingly targeting a younger demographic.
- More than 6,000 people have joined the waiting list for a ‘mobile-first’ credit card that promises to approve customers in less than three minutes.
See if you’re eligible without affecting your credit score
Jaja Vanta Credit Card is only available through ClearScore, and APRs will depend on individual customer circumstances. In return, we’re offering competitive salaries, discretionary annual bonuses and generous benefits alongside the opportunity to help us build our company. We’re growing – and we want to offer our people the chance to grow with us. Jaja, a fintech set up by three Norwegian entrepreneurs and run by the ex-managing director of Barclaycard in Western Europe, describes itself as a rival to digital challenger Tandem and says its first credit card will launch next month.
- If your application has been referred, you don’t need to do anything else.
- You’ll also be included in our annual discretionary bonus scheme, linked to your performance.
- Google Pay allows you to pay with your smartphone on websites, in apps, and in stores using the cards saved in your Google Wallet.
- When opening your Jaja financial account, it may provide a credit limit below £250, which is a relatively low amount for those seeking immediate financial assistance.
- It’s difficult to see why you’d be desperate to get your hands on a Jaja credit card right now.
Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate. And while Jaja talked a big game, it then pivoted to simply buying customers off other banks – instead of earning them by marketing an innovative product. What’s more, many of these acquired customers have expressed confusion and discontent. Jaja is currently not accepting new applications, but if you’re an existing Post Office Money credit jaja bonus card customer, you can now register your card with Jaja via its website. However, for existing Post Office Money credit cardholders, there’s an opportunity to register their cards with Jaja through the official website.
You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account. In a move to encourage smarter financial choices and foster positive borrowing habits, Jaja is introducing credit card-focused missions that unlock exciting benefits along the way. The American Express Platinum Cashback card offers 5% cashback up to £125 for first 3 months.
Armed with a card boasting minimal fees, competitive interest rates, and a sleek app, Jaja seemed poised to challenge industry heavyweights like Monzo, Starling, and Zopa. As a new financial product, a Jaja offers several enticing benefits to attract new users and compete with established financial institutions in the market. In a move to redefine customer engagement and deliver lifetime customer value, Jaja will deploy advanced analytics to better understand its customers’ preferences, prioritising their objectives, and evaluating their behaviours. Personalising these rewards means that Jaja can create a more enjoyable and tailored experience for customers.
What are the fees and charges for the Jaja Credit Card?
In 2022, Jaja Finance signed a partnership deal with Asda to provide digital reward credit cards to its 18 million customers, leading to the launch of the Asda Money Credit Card and Asda Money Select Credit Card. More recently, Jaja introduced its first-ever own brand credit card, the Jaja Vanta Credit Card, further expanding its product portfolio. And we’ve got big plans to drive real change in the UK credit market to meet the needs of our customers and our partners. So we’re building a diverse team of experts to drive forward our ambition, challenge the status quo, and change the world of consumer credit for the better. It is yet to secure a banking licence, but is authorised by the Financial Conduct Authority and can issue credit cards and enter into regulated credit agreements. Rewards will be earned as ‘Asda Pounds’ that customers can then transfer into their Asda Rewards Cashpots to use in-store or online.
It also now offers a separate credit card designed for those with a limited credit history. From today, Asda customers can get £20 added to their Asda Rewards Cashpot if they open a new Asda Money Credit Card or Asda Money Select Credit Card account, provided by digital lender Jaja Finance, on or before 4 July 2023. Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method. We base our decisions on a range of factors to ensure we lend responsibly. This includes information we receive from you during the application process and from TransUnion, our credit reference agency. Credit limit and interest rates will be based on your individual circumstances.
The company bills the product as mobile-first, explaining it allows customers to set up an account, secure credit and make a purchase before their plastic arrives. You can’t earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. The Asda Money Credit Card and Asda Money Select Credit Card are competitively priced from 25.9% and 34.9% representative APR respectively with no annual fee. The Asda Money Select Credit Card is available to Asda customers looking to improve their credit rating.
However, the current appeal of a Jaja credit card may leave something to be desired. Its perks and rewards, notably the initial cashback offers, were limited to the first 5,000 sign-ups and have since vanished. If you’re accustomed to the bells and whistles that many cards offer, Jaja might not make the cut. Jaja Finance Ltd is a leading fintech company specialising in digitally-led credit card products that prioritise simplicity, functionality, service, and security. Headquartered in London and regulated by the FCA, Jaja Finance seamlessly integrates the technical and digital capabilities of a modern technology business with extensive experience in retail financial services and the credit card sector. Jaja Finance Ltd is a fintech providing digitally led credit card products with a focus on simplicity, functionality, service and security.
